Billy is shocked that Stan Mather, a cousin of Dolly's late husband, is still going to work at Manners' shipyard despite having pleurisy, but Stan cannot afford time off and keeps working. When he is fatally injured in an accident, Jack leans on Billy to support him in his efforts to get compensation for the widow. Lady Caroline offers to give Dolly and Tom the money to move into a cottage together on her father's estate but they get it from Bill instead. Jack comes to make his peace with Dolly and they send Stan's widow a wreath with both their names on it.
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