Gypsy, the daughter of the widow Templeton, who keeps boarders, is wooed by both Paddy, the boarder in hard luck, and Arthur, the star boarder. Paddy fails to pay his board bill and does not appear at the office in time and is fired. He goes to the ocean to commit suicide. Meanwhile a bank has been robbed and the booty hidden in an old sock, near the ocean's edge. Paddy finds the sock. Paddy and the burglar struggle on a jack-knife bridge and both fall into the water. The burglar is caught and Paddy is complimented for capturing the desperado. However, he is soon in the depths of despair, when he finds Gypsy has married Arthur.
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